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Online Homeowners Insurance Quotes Company

Online Homeowners Insurance Quotes Company offers free online homeowners insurance quotes from nationwide providers! In addition, we offer valuable information on different homeowners insurance policies and procedures. Please take the time to read through our articles, and apply for a free online homeowners insurance quote!

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Know What Isn't Covered by Your Homeowners Insurance Policy

Do you know in which of these situations your homeowners insurance quotes policy will not cover your loss?

A) A foreign army invades the United States, destroying your house in the process.

B) A car careens around a curve and drives into your living room.

C) A skunk gets into your house and now everything you own stinks.  > more

Getting Insured With a Family Dog: Not That Easy.

About 40 percent of American households own a dog, according to The Humane Society of the United States, and many of those dog owners have homeowners insurance, too. But the two don't always mix well. As the costs of dog bites spiral, more than $1 billion in 1999 according to the Insurance Information Institute, some homeowners insurance companies are refusing to write coverage for owners of certain breeds.  > more

Insuring Your Possessions

If you own items that you think would catch the eye of appraisers on "Antiques Roadshow," make sure you've got the proper insurance to protect your investment.

Homeowners insurance for especially valuable items -- like furs, jewelry, antiques, collectibles, wine, and fine art -- is not just a good idea, it's a necessity. That's because a regular homeowners insurance quotes policy, which covers your personal property, has limits on how much it will pay for certain kinds of priceless items.

If you want to make sure that your valuables are covered, you'll need to make special mention of them when you buy your homeowners insurance. You'll probably have to take out a separate rider for items like the ones we're talking about here. That might mean you'll pay a bit more for your homeowners insurance quotes policy. But if you don't take out the rider, you'll be sorry if anything happens to your treasures.

In general, if you have any one item or a collection of items that is worth more than $2,500, you should mention it to your insurance agent when you buy the policy. The threshold of value will differ from company to company and from policy to policy.  > more

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